Extra-Help (LIS)
You may be eligible for “Extra Help” or a low-income subsidy with payments for your prescription drug plan, deductible and copayments. There are many plans that provides the same high-quality medical care for all no matter the income. However, you must continue to pay your Medicare B premium.
Every member is responsible to follow all the rules and procedures in the Evidence of Coverage.
Extra-Help (LIS)
You may be eligible for “Extra Help” or a low-income subsidy with payments for your prescription drug plan, deductible and copayments. There are many plans that provides the same high-quality medical care for all no matter the income. However, you must continue to pay your Medicare B premium.
Every member is responsible to follow all the rules and procedures in the Evidence of Coverage.
Social Security- Medicare Benefits
What is Medicare Part A ?
Basic things that Part A covers:
Click Here for more information about Part A Coverage from Medicare.gov
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Inpatient care in a hospital
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You’re admitted to the hospital as an inpatient after an official doctor’s order, which says you need inpatient hospital care to treat your illness or injury.
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The hospital accepts Medicare.
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Skilled nursing facility care
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You have Part A and have days left in your benefit period to use.
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You have a qualifying hospital stay
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You have Part A and have days left in your benefit period to use.
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You have a qualifying hospital stay .
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You need these skilled services for a medical condition that’s either:
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A hospital-related medical condition treated during your qualifying 3-day inpatient hospital stay, even if it wasn't the reason you were admitted to the hospital.
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A condition that started while you were getting care in the SNF for a hospital-related medical condition (for example, if you develop an infection that requires IV antibiotics while you're getting SNF care)
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Nursing home care (inpatient care in a skilled nursing facility that’s not custodial or long-term care)
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Custodial care helps you with activities of daily living (like bathing, dressing, using the bathroom, and eating)
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personal needs that could be done safely and reasonably without professional skills or training
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It must be medically necessary for you to have skilled nursing care (like changing sterile dressings).
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Medicare Part A (Hospital Insurance) may cover care in a certified skilled nursing facility (SNF).
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Hospice care
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Your hospice doctor and your regular doctor (if you have one) certify that you’re terminally ill (with a life expectancy of 6 months or less).
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You accept palliative care (for comfort) instead of care to cure your illness.
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You sign a statement choosing hospice care instead of other Medicare-covered benefits to treat your terminal illness and related conditions.
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You pay nothing for hospice care.
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Home health care
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Part-time or "intermittent" skilled nursing care
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Physical therapy
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Occupational therapy
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Speech-language pathology services
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Medical social services
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Part-time or intermittent home health aide services (personal hands-on care)
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Injectible osteoporosis drugs for women
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What is Medicare Part B ?
Basic things that Part A covers:
Click Here for more information about Part B
Coverage from Medicare.gov
Click Here to fill out an Online Part B Enrollment Application
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Medically necessary services: Services or supplies that are needed to diagnose or treat your medical condition and that meet accepted standards of medical practice.
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Preventive services: Health care to prevent illness (like the flu) or detect it at an early stage, when treatment is most likely to work best.
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Clinical research
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Test how well different types of medical care work and if they’re safe, like how well a cancer drug works
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Clinical research studies may involve diagnostic tests, surgical treatments, medicine, or new types of patient care
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Study how well new treatments and tests benefit patients
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Compare different treatments for the same condition to see which treatment is better
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Study new ways to use existing treatments
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Ambulance services
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Covers ground ambulance transportation when you need to be transported to a hospital, critical access hospital, or skilled nursing facility for medically necessary services, and transportation in any other vehicle could endanger your health
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Medicare may pay for emergency ambulance transportation in an airplane or helicopter to a hospital if you need immediate and rapid ambulance transportation that ground transportation can’t provide
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In some cases, Medicare may pay for limited, medically necessary, non-emergency ambulance transportation if you have a written order from your doctor stating that ambulance transportation is medically necessary
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You pay 20% of the Medicare-approved amount, and the Part B deductible applies.
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Durable medical equipment (DME)
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Blood sugar monitors
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Blood sugar test strips
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Canes
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Commode chairs
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Continuous passive motion devices
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Continuous Positive Airway Pressure (CPAP) devices
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Crutches
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Hospital beds
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Infusion pumps & supplies
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Lancet devices & lancets
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Nebulizers & nebulizer medications
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Oxygen equipment & accessories
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Patient lifts
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Pressure-reducing support surfaces
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Suction pumps
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Traction equipment
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Walkers
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Wheelchairs & scooters
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Mental health
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Inpatient
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Mental health care services help with conditions like depression and anxiety.
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Outpatient
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One depression screening per year. The screening must be done in a primary care doctor’s office or primary care clinic that can provide follow-up treatment and referrals.
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Individual and group psychotherapy with doctors or certain other licensed professionals allowed by the state where you get the services.
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Family counseling, if the main purpose is to help with your treatment.
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Testing to find out if you’re getting the services you need and if your current treatment is helping you.
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Psychiatric evaluation.
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Medication management.
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Certain prescription drugs that aren’t usually “self administered” (drugs you would normally take on your own), like some injections.
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Diagnostic tests.
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Partial hospitalization.
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A one-time “Welcome to Medicare” preventive visit. This visit includes a review of your possible risk factors for depression.
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A yearly “Wellness” visit. Talk to your doctor or other health care provider about changes in your mental health. They can evaluate your changes year to year.
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Partial hospitalization
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Provides a structured program of outpatient psychiatric services as an alternative to inpatient psychiatric care.
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It’s more intense than care you get in a doctor’s or therapist’s office.
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This treatment is provided during the day and doesn’t require an overnight stay
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Medicare helps cover partial hospitalization services when they’re provided through a hospital outpatient department or community mental health center
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Limited outpatient prescription drugs
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Covers a limited number of outpatient prescription drugs under limited conditions.
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Drugs covered under Part B are drugs you wouldn't usually give to yourself, like those you get at a doctor's office or hospital outpatient setting.
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What Part A & Part B Do Not Cover
What is not covered by
Part A & B
Click Here for more information about what Part A & B does not cover from Medicare.gov
Medicare doesn't cover everything. Some of the items and services Medicare doesn't cover include:
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Cosmetic surgery
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Acupuncture
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Hearing aids and exams for fitting them
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Routine foot care
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Long-term care (also called custodial care )
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Most dental care
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Eye exams related to prescribing glasses
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Dentures
Still need more information about Part A & Part B Medicare Coverage? Here is a compilation of videos for you to view to understand Part A & Part B along with other Medicare info videos