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According to the Medicare & Medicaid Services Center, the average basic Medicare Part D premium will now be $30.50 starting 2021. This even including coverage of a wide variety of insulin sets that also won't cost no than $35/ Month per prescription for the beneficiaries.


Since 2017, Part D Enrollments has increased by 16.7%, and Part D premiums have decreased by 12%, which would save the beneficiaries at least $2 billion, according to the Centers for Medicare and Medicaid Services.


CMS Administrator Seema Verma quotes to press that, "...the Trump Administration has prioritized policies that introduce choice and competition in Part D...In short, Part D premiums will continue to stay at their lowest levels in years..." CMS Administrator Verma explains that the Trump Administration increasing the competition among Medicare Advantage and Part D Drug Plans has produced about $8.5 billion in program savings in that past four years and is most likely to continue into 2021.


CMS informs us that starting on January 2, 2021, Medicare beneficiaries who choose Part D Senior Savings Model plans will be saving an average of $446/ year, or 66% on their out-of-pocket costs for their insulin. Besides, the majority of Medicare Advantage Plans with prescription drug coverage won't charge a Part D premium, which means beneficiaries will be saving on insulin and not having to pay extra premiums.


Beneficiaries will be able to select from more than 1,600 individual Medicare Part D prescription drug plans, and Medicare Advantage plans with prescription drug coverage nationwide. This will occur during the Open Enrollment Period that will extend from October 15 through December 7.




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This article was summarized, the original author is John Commins and was posted on July 30,2020

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Updated: Aug 7, 2020

Medicare.gov has now introduced a new method of enrolling in Part B Medicare online, and it's fast and easy for you to apply at the comfort of your home.



COVID-19 Impact On Medicare 

To stop the spread of the coronavirus, many businesses had to either temporarily or permanently close. Because of this COVID-19, this all resulted in millions losing their jobs and losing their healthcare coverage. But on the bright side, many may qualify for a Special Enrollment Period to enroll in Medicare Part B (Medical Insurance) 


Medicare has made it easy for seniors to apply for medicare part B through Docusign. This eliminates missing mails, faxes, and paperwork for your prospects. This is a game-changer! Due to COVID-19, thousands of seniors over the age of 65 lost their job and are forced to apply for Medicare Part B for their insurance coverage. You can walk them through how to fill the electronic form out or do it for them with their permission. This will help seniors tremendously, and it's a faster process.


Sign Up Online

If an individual already has Medicare Part A, which is Hospital Insurance, there's an online application that enables them to apply for Part B. First, go to this link: https://secure.ssa.gov/mpboa/medicare-part-b-online-application/ or go to https://www.cms.gov/Medicare/CMS-Forms/CMS-Forms/CMS-Forms-Items/CMS017339.


To complete this online enrollment application, you will need:

  • Your Medicare number

  • Your current address and phone number

  • A valid email address

  • Documentation verifying your GHP coverage through your or your spouse's current employment.

Once the member is done filling out the application, they will get a notification in the mail of their application status. They can even call Medicare for their status at 1-800-633-4227.


This is going to be one of the many options that agents can use to help their members sign up for Part B. Now that everything is converting to technology and virtual meets, both licensed agents and medicare members need to get familiar with the new changes and methods for Medicare. 


For more information on how to complete this online enrollment application, visit our page, "Online Part B Enrollment", and we have created a Step-by-Step Tutorial for you to follow. 


If you still would like assistance in completing this online application, feel free to contact us at 844-637-2063 or email us at HealthChoice.Medicare@gmail.com



To learn more about this new feature Medicare.gov has create, click this link to read more about it: https://www.medicare.gov/blog/coronavirus-medicare-enrollment


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Updated: Aug 3, 2020

COVID-19 has changed many industries, businesses, and lives this past year. But how has COVID impacted this upcoming Annual Enrollment Period?





The End of Face-to-Face Appointments ?


Does this mean that agents cannot have any more Face-to-Face appointments with their members? Not necessarily.


This just means no physical meetings with any seniors due to the COVID-19 regulations. Yes, we must abide by the Medical recommendations in order to ensure the well-being of our seniors and those who have underlying medical conditions. But how can agents reach out to seniors who are wanting to enroll this upcoming Annual Enrollment Period?




HealthChoice's Approach in Preparing for this Upcoming Annual Enrollment Period



Video Conferencing

  • Now there are many video meetings platforms out there that agents can use to reach out to their seniors.

  • This does allow having a face-to-face and will make the enrollment process comfortable and accessible for seniors

  • HealthChoice does have a Google Meet option for our seniors if they ever want to have an appointment with us. This allows us to share our screen to present plans, share documents, and even a feature where Google can use captions for seniors to read if the audio is unclear for them

  • Not only is this free for them to use, but seniors also do not even need to have a Google account to join a Google Meet video conference. A licensed agent will send them a link that will allow them to join the video call.



Postcards

  • This will help us engage more with our community and bring awareness to more seniors about our company.

  • This market our company and services, but this will also ensure our message will be delivered to the senior community.

  • Even though everything is becoming digital, direct mailing is still useful today, even in this era of technology.

  • 50% of recipients say that they find postcards useful because their compact size makes them stand out in the mail.

  • The fact that there’s no envelope, this means that virtually all postcards will be read.

  • We believe that this method is better than emails; we know that the response rate for direct mailing is up to 10x higher than that of emails.

We make sure that we do not forget nor disregard our existing members but promoting to our members base on how we are responding to this pandemic. And we ensure additional support we can provide to our members during this time.



Promoting Telehealth Benefits

  • What is Telehealth? According to Mayo Clinic, digital information and communication technologies, such as computers and mobile devices, are used to access health care services remotely and manage your health care. These may be technologies you use from home or that your doctor uses to improve or support healthcare services.

  • Here at HealthChoice, we are making sure that healthcare is accessible to our members who live in rural or isolated communities.

  • We advertise our Virtual HealthCare appointments where our seniors can either call us, email us, or even use Google Meet so they do not need in-person visits.

  • We have web-based features on our website that help members upload their information to us without paper.

  • Here at HealthChoice, we know that technology can improve the quality of healthcare and make it accessible to our members.

  • We thrive on making everything easier, coherent, remote, and accessible for everyone who visits our website.




Meeting Both our Current and Potential Member's Needs

  • HealthChoice is sensitive and considerate of the needs of shopping seniors; we meet them where they are at in the process in a way that makes it most comfortable for them

  • We make sure that we do not forget nor disregard our existing members but promoting to our member base on how we are responding to this pandemic. And we ensure additional support we can provide to our members during this time.



These are just a few ways that HealthChoice is conducting that will help us be of service to our seniors for this upcoming Annual Enrollment Period.


We will continue to formulate and make the proper preparations to ensure that we can fully contribute to all the seniors needing assistance to enroll in the plans that align with their healthcare needs. We know that our experience and skills could be of service to everyone.


Here at HealthChoice, we want everyone to know that despite the limitations and restrictions that COVID has created, it is our choice and responsibility to bring you the best customer service, healthcare plans, and experience this Annual Enrollment Period.


Please visit us at HealthChoiceInc.org to see all the services we provide and feel free to contact us at 844-637-2063 or email us at HealthChoice.Medicare@gmail.com if you have any questions about this upcoming Annual Enrollment Period


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